• Remortgaging

    Compare Remortgage Deals & Options

  • Having Problems

    In-depth knowledge of lending criteria

  • First Time Buyers

    First time? Help all the way through

  • Let to Buy

    Rent out your home and buy a new one

  • Buy to Let

    Working with Buy to Let landlords

  • Specialist Mortgage Advice

    EXPERIENCED in ALL mortgage situations

  • Self Employed

    Mortgage solutions for the self-employed

  • Moving House

    Providing a fast and stress free move

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Mortgage Broker in Harrogate

Providing Open & Honest Mortgage Advice In Harrogate...

Welcome to our website! We are a team of very experienced Mortgage Brokers offering Face to Face Mortgage Advice in Harrogate and surrounding areas. We are a friendly team who are here to provide help and guidance throughout every step of your purchase, remortgage or house move.

Here are a list of mortgage services we can help you with:

  • Want to Know How Much You Can Borrow? (looking to move or purchase soon)
  • Can I Get A Mortgage? (want to know if you qualify for a mortgage?)
  • How Much Will My Mortgage Repayments Be?
  • First Time Buyer Mortgage Advice (help & support through every step)
  • Remortgage Options & Deals
  • Self Employed Mortgage Advice (company directors, partners, sole traders, contractors)
  • Capital Raising Options (remortgage v second charge mortgages)
  • Buy to Let Mortgage & Remortgage Options
  • Help to Buy Mortgage Advice (all schemes – new build, 95%, forces etc)
  • Right to Buy Mortgages (buying your council house)
  • Let to Buy Mortgages (let your current home and buy a new)
  • Complex Mortgage Situations (having difficulty with a mortgage due to criteria/affordability)
  • Poor / Bad Credit Mortgage Advice (had credit problems in the past)
  • Equity Release Advice & Options
  • Commercial Mortgage Advice (new or existing office mortgages)
  • Hight Net Worth Mortgage Advice
Our Mortgage Promise
We pride ourselves in the level of customer service that we offer and aim to provide open and honest 5 Star Mortgage Advice Service. We will be here to help you through every step of the way from making your offer to completion and beyond. We are available for evening and weekend appointments/telephone calls to fit with your busy family and work commitments

As a Local Mortgage Broker, it is our job to listen and understand your needs to find you the most suitable mortgage to suit your individual situation. With our vast knowledge of lending criteria from a large number of mortgage lenders, after your free consultation we will be in a position to research and source you the most suitable mortgage product.

Sometimes, when purchasing a new property an unexpected issue can arise, which could compromise your purchase or sale. With our experience and knowledge we are usually able to provide our customers with a solution, it’s all part of the service!

Whether you are looking to move house or purchase your first it is always reassuring to have a professional side by side with you every step of the way. We do much more than just source your mortgage deal, and you can rest assured that you are in safe hands with us!

We offer all customers a Free Mortgage Consultation, whether this be on the telephone or in person.
We look forward to speaking to you soon.

Malcolm Davidson
Mortgage Broker - Director

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Mortgage Broker in Harrogate – Mortgage Advice Harrogate

Harrogatemoneyman – Your Local Mortgage Experts
– Open & Honest Mortgage Advice from a LOCAL Company

Free Mortgage Consultation for ALL Customers

Welcome to our website Harrogatemoneyman. 

We are a local mortgage brokers in Harrogate offering face to face mortgage advice and unlike many other mortgage brokers we work independently to estate agents so we only have your personal interests at heart. We will help you from your initial enquiry right through to completion of your mortgage. With lots of experience and vast background knowledge of lending criteria you can rest assured that WHATEVER your financial situation we have probably come across it before and hopefully will be able to advise you the best possible mortgage for your needs.

You can just visit your high street bank mortgage advisors when you decide to take out a mortgage, but it is key to remember that these mortgage advisors can only offer you a product from their limited range. So it stands to reason that there may be a more superior deal from another mortgage provider that fits your needs. Often our clients have contacted their own banks for mortgage advice however have fallen short on affordability, failed the banks credit score or simply are unable to get an appointment for several weeks!

You can attempt to compare mortgages online but it can be a bit of a mind field. When you use a qualified and regulated mortgage broker like us we don’t just look at the headline interest rates we look at all the fees involved, arrangement fees, valuation fees and legal fees to work out the best mortgage deal for you.

– Unlike many other Mortgage Brokers, we work independently to Estate Agents so we only have your personal interests at heart 
– We are authorised and regulated by the Financial Conduct Authority 
– We are able to search 1000’s of Mortgage & Remortgage Deals on your behalf
– We are very experienced with Mortgage Situations and up to date with Lending Criteria
– With our experience, we have many Local Contacts relating all aspects of buying a house
– We offer all customers a FREE Mortgage Consultation

Utilising the above to help our existing and new customers purchase homes, remortgage or solve a more complicated situation.

Mortgage Brokering is now more about knowledge of lending criteria and less about the advertised interest rate. Something that was strengthened with the introduction of the mortgage market review regulatory changes in April 2014.

Visit The Different Types Of Mortgages Explained for an outline of the mortgage options currently available.

For your FREE NO OBLIGATION MORTGAGE CONSULTATION please give us a call or send a message. We work evenings and weekend so we are sure to find a convenient time to discuss your mortgage options.

Remember that we are here to save you time, save you money and find exactly the most suitable mortgage for you whatever your circumstances and take the stress away!

Malcolm Davidson – Harrogatemoneyman.com
Mortgage Brokers in Harrogate & Surrounding Areas
( Call / E-mail or Text )
Experienced Mortgage Advice in Harrogate
YOUR LOCAL MORTGAGE BROKER